Lefty Memes
An international (English speaking) socialist Lemmy community free of the "ML" influence of instances like lemmy.ml and lemmygrad. This is a place for undogmatic shitposting and memes from a progressive, anti-capitalist and truly anti-imperialist perspective, regardless of specific ideology.
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That refers to funny image macros and means that generally videos and screenshots are not allowed. Exceptions include explicitly humorous and short videos, as well as (social media) screenshots depicting a funny situation, joke, or joke picture relating to socialist movements, theory, societal issues, or political opponents. Examples would be the classic case of humorous Tumblr or Twitter posts/threads. (and no, agitprop text does not count as a meme)
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Notable achievements in all spheres of society were made by various socialist/people's/democratic republics around the world. Mistakes, however, were made as well: bureaucratic castes of parasitic elites - as well as reactionary cults of personality - were established, many things were mismanaged and prejudice and bigotry sometimes replaced internationalism and progressiveness.
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Alright but...there actually is a legitimate service that landlords provide. If someone does not want to own and maintain a property for a long period of time, or doesn't have enough money or means to satisfy a lender that they will be able to repay a very large loan on that property over a long time, a rental agreement is beneficial. Grad students, visa holders, travel nurses, etc probably don't want to purchase the property they're temporarily staying in.
You don't have to rent from a landlord, you should have the ability to rent from a nonprofit, a co-op, etc. Housing is a human right and should never be about profit.
Landlords aren't the exclusive source for short term housing, and don't need to be defended in this way. Advocate for and support collective ownership via housing cooperatives. Landlording is the practice of leeching money from the working class.
Long-term stay hotels used to be a major source of short term housing. They mostly disappeared because of zoning law changes and in some cases fire code / housing code changes. There are problems with hotels / hoteliers. But, having a variety of solutions means various housing options have to compete with each-other, which is normally good for the person needing a place to stay.
I certainly think that we need to embrace more hostels and long term hotels, but we also need to remember that those are not solutions to homelessness. My goal is to direct them away from viewing housing as a commodity stock for capital first, then they can broaden their horizons with several various nonmarket solutions to providing housing.
Land Contract (sometimes called "contract for deed") provides all of those same benefits, from the same people, to the same people, as renting. It is a bit of a misnomer in that it applies to any real property, and not just "land".
The difference from renting is that with the land contract:
Grad students, visa holders, travel nurses, etc. might not necessarily want to purchase the property they are staying in, but they might also find themselves living in that area for longer than they expect. A land contract gives them the security of fixed housing costs and the flexibility of being able to walk away at any time and for any reason. They also allow the occupant to begin earning equity while still living in "temporary" housing, allowing them to save more for the future.
But, in our current market, renting is more lucrative to the landlord.
So how do we drive landlords to offer land contracts instead of rental agreements? We provide property tax exemptions to owner-occupants. We increase the nominal property tax rate: run it sky high. But, the owner-occupant exemption means the effective tax rate for homeowners (including land contract buyers) doesn't actually increase. Only investors - people who own housing they don't live in - will be paying that punitively-high tax rate.
With that sky-high tax on investment properties, today's landlords will be incentivized to become private lenders. They will be taking the exact same financial risk on the exact same people, but now those people will be called "buyers" instead of "tenants".
The only "renting" that will still remain is from landlords who live in one unit of a 2-4 unit property, or a roommate agreement, or short-term use like hotels and motels.
Home ownership is the single best predictor of financial prosperity in the US. Every housing contract should include some sort of provision for equity.
There is a legitimate service being provided there. It just shouldn't be "lords" who provide it.
The problem is that the "lord" is earning tens of thousands of dollars per year for essentially no work. This makes it essentially similar to how a "lord" worked in a Feudalist system. This isn't even capitalism where someone owns capital and uses that capital to generate profit. This is just demanding a payment for being in a place.
Since being a landlord requires essentially no work, landlords can accumulate wealth, buy more property, get even more income, buy more property, etc. More wealth / property means more political power. The main thing that political power will be used for is to gain and retain more wealth, which is equivalent to more power.
Imagine how different would be if nobody could ever rent out more than one property, especially combined with a vacant units tax. You'd still have "landlords" but they would be much less lord-like.
one I don't want to pay for, but also one they don't actually give me. My apartment is still missing several doors and I've been here for a year now. They don't give a fuck. You're also setting it up as if I have a choice but to be serviced. I don't. I don't earn enough money for my bank to want to give me a loan, even if I wanted to be in debt, to buy even the shittiest house on the market here, so I don't have a choice but to live under the thumb of a landlord.
I rent my house to military who don't want to buy because they'll leave in 2-3 years
And my dear grandma rents her old flat to a single mum and her kids, who's down on her luck, for so little that she's practically paying them to live there, until she can find a place to buy. My grandma hasn't been able to stay there since pops past away while saving a bunch of babies from a fire.
Therefore, landlordism is justified.
I agree. I had a period where I moved very frequently and would not have wanted the headache of having any financial stake in the apartments I lived. Being able to just say I wasn't renewing the lease and never having to think about the place again was very convenient. You also don't appreciate how nice it is to not have to worry about maintenance until it's your responsibility.
Exactly, if renting wasn't a thing, that means everyone unable or unwilling to buy a whole house has no other choice but to live on the street.
The middle ground should be there. It, in and of itself, is not a bad thing, quite the opposite.
It's weird that people conflate renting or temporary but long term housing with "landlord".
Public housing accomplishes this without transferring money to a landowning class
Sure, how many people do you think you'd walk up to who are renting who would say that that's their situation?
Why are you talking about the exception not explicitly the problem that this is supposed to be trying to address?
The issues are people who want to purchase cannot while people have more than one.
Are you saying we prioritize those renters over homeowners? Is that better for the economy of the country to have people who are renting as opposed to people who own?
Edit: also how does this work if a country cares about their citizens and absolutely any of their citizens are homeless while someone has extra and empty housing?
Don't ever call what landlords do a service. They do it for profit. It's not a service.
Where the cinnamon toast fuck do you live where a service exchanged for money is not done for a profit? Does your town have a grocery store selling goods at exactly cost?
No, you're describing a co-op. Which my town does have, right across the street from the for-profit grocery store.
Ok good, so I guess the coop provides a service.
How do you get your Internet? Is that a service to you or is someone making a profit? Or perhaps everyone in this sub lives in a communal utopia where services never turn a profit of any kind.
So does a lawyer, a mechanic, a doctor or a delivery guy. They offer a service in exchange for money.
As opposed to everyone else who actively seeks to make trades that are detrimental to them?
"Service" and "for profit" are not antonyms, nor mutually exclusive.