News
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
view the rest of the comments
They were laughing at Californians when it was happening to us (very very recently) thinking that it was the result of "liberal policymaking".
Well, how does it feel, Florida? Are you ready to put aside our differences and go after our real common enemy, the for-profit insurance industry and climate deniers? Because I promise you, this is only going to get worse unless we force them to change things.
I'm sure DeSantis can fix this by just "fighting woke" more, right? /s
He probably does think that. He could spin rising premiums as speculation based on climate change belief.
Watch: More legislation on insurance prices in the state.
Or, they could pull a North Carolina and outlaw any discussion of sea level rise.
Seriously, there are places where climate change (discussion) is banned? This is mind blowing
We should just ban it everywhere, and that's it, problem solved 🤦♂️
It's a bit of an exaggeration, but not much.
Lord, don't even get me started on NC property insurance. Their solution to increasing rates for many years was to mandate that rates couldn't exceed x, based on what they believed was appropriate.
Protip: It wasn't appropriate. I've been out of that game for long enough now that I don't know if they ever fixed it, but it was bad - basically if you couldn't write a policy within x% of the expected rate, the risk had to be ceded to the state's reinsurance facility, which drastically limited the available coverage.
DON'T GIVE THE MAN IDEAS
He can't beat big business. If he tries it will ruin him even more than he is already ruined. Give him all the ideas.
He will pass a new law allowing him to fire insurance companies’ boards and install his own people. Make America Florida! Yeehaw!
Insurers aren’t really to blame here. Florida is a fundamentally high-risk place to build and live now, and will continue to get worse for the foreseeable future due to climate change. Even a non-profit insurer would need to price Florida insurance at a premium, lest its funds be exhausted when the inevitable category-6 hurricane hits the state.
Arguably the ones most to blame (after the fossil fuel industry, for putting us in this position in the first place of course) is corrupt politicians and developers who allow such shoddy construction in the state in the first place.
We don't just allow construction in risky places, we subsidize it. If you're an owner or developer and you wanna put your own money at risk by building in risky places, you should be allowed to do that. Just don't expect me to pay for it through taxes and FEMA flood insurance.
Maybe it's not quite comparable to the situation in California, now that I think about it. Florida has always been in the path of devastating hurricanes for as long as I can remember. There is a degree of assumed risk living there. In California, these massive wildfires almost never happened and now suddenly it happens every year without fail no matter how hard we try to contain them. I live in an area that has never been hit by a wildfire, but because California as a whole has been hit so hard so many times recently, rates get raised to untenable levels and State Farm won't even write you a policy. It's completely mad.
Like, I get it, it's not the insurance company's fault that we live in the path of predictable destruction, but there has to be a better solution than "move somewhere else if you don't like it". I wonder if we can learn something from studying the insurance models of other countries that are prone to disaster (Island nations in Asia that are frequently hit by typhoons, for example) and adapting that to how policies are tailored here?
The category of hurricane isn't the problem, it's the frequency. 5 category 2s are way worse than 1 cat 4 or 5, in terms of economic cost, typically.
I was using cat6 as a stand-in for “all the bad stuff”. There’s never been a category 6 hurricane before.
Honestly I'm on team insurance in these cases. The US is filthy rich and we have tons of highly habitable land. Why are we wasting resources subsidizing some people choosing to live in comfortable, risky locations?
For those stuck in poverty: that does suck but I consider that an independent issue.
Free hand of the market is giving them an invisible bitchslap.
Soon they'll be "free" from insurance.
Good. Subsidizing risky behavior, as we do with some kinds of disaster insurance, encourages risky behavior. Rising insurance costs are the market telling people to stop living in certain places. We'd do well to listen and stop living in places like Florida so much.
Nah. Republicans never admit when they are wrong.