this post was submitted on 29 Sep 2023
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I know I'm supposed to want it to keep going up as a wealth generator or whatever.

But like... I wouldn't be able to afford the monthly payments if I bought my house right now and it's scary. Also none of my friends are buying homes, none of them are even renting full places. Just like renting rooms.

So what are your feelings home owners of lemmy?

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[–] ericbomb@lemmy.world 13 points 1 year ago (2 children)

It would ruin our equity. So no selling or refinancing for awhile.

It would mostly hurt people selling, renting, renovating, and building homes.

[–] LordKitsuna@lemmy.world 4 points 1 year ago (2 children)

good, fuck em. Seeing houses as an equity Builder was retarded in the first place. It's literally not sustainable, if it's supposed to constantly appreciate value no matter what it means that there is an ultimate threshold where it becomes unaffordable for everyone.

A house is a place to live, not a fucking financial asset to make money with.

[–] Loudergood@lemmy.sdf.org 2 points 1 year ago

I would be an equity builder even if the price was flat. Which would honestly be ideal. Of course the built in rent control doesn't hurt either.

[–] QuarterSwede@lemmy.world -1 points 1 year ago* (last edited 1 year ago)

Everything can be an asset to make money with. Before money it was bartering and you can bet your ass the home was an asset back then too. Humans value the creation of things. Assets of created thing will always exist.

[–] zammy95@lemmy.world 1 points 1 year ago

Ah, that makes sense. Thank you!