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Eh, this was years ago we played this game. We tried to keep it on the DL by not changing immediately after the discount, usually several months later. We also had separate checking accounts and cards, so that probably helped. The policy may have updated since then, but I don’t see how they’d know if one person canceled the policy and another with an entirely different name and payment account opened a new one.
yeah and actually if its a single family home I have gamed the system by putting apt 1a, 1b, etc but I have not tried it when I actually have an apt/unit/whatnot