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Old retirees that don't need to work to live are rich, yes. If they can afford their rent and food and healthcare, they are doing better than 90% of humans on Earth.
No. Not being destitute doesn't automatically make you rich. Things are not black and white. There's a wide spectrum that is very flat until you get to the top 0.1%.
Bring in the top 10% doesn't mean much when the different between top 99 and top 90 is multiple orders of magnitude larger than top 90 to top 10.
If your definition of "destitute" is having to work for a paycheck, you and I are not on the same page.