$20 total or per day? If total, then a dumb stylus for my phone. If per day, then junk food. As an American my retirement plan is to die from heart disease.
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Pet jumping spider.
Honestly 10 star pet. They eat a small bug every other day or so. They look adorable. They will recognize and react to you, and you can even train them to accept handling. They come in a wide variety of colors.
Downsides are that you'll probably end up getting more than one (do NOT co-hab them!), or that they only live for 1-3 years. If you enjoy having the spider though, you can look into other arthropods like tarantulas, or vinegaroons (which look scary, but are harmless and have very sweet dispositions).
Converting $20 to local currency, I'd probably go with this:
This is so-called "Liubao Tea", a kissing cousin to pu'er tea. I did a review of my first batch(es) and it has rapidly (literally with one round of brews) reached the top of my circulation in teas.
The depicted tea is one aged from 1991 (the one I reviewed was tea stems from 2003) and is of one of the higher grades. A 100g package will set you back about $15 or so at today's exchange rate. 100g is about 15-20 servings, and each serving can be brewed multiple times (even my tea stems can be brewed four times without loss of flavour), so it's quite the bargain.
Save it for a time when you really need something warm, rich, and comforting. It will last forever as long as you store it in a cool, dry, dark space. And personally I think it's a bargain at 15 bucks.
Ah yes, the most convenient of currencies - dried leaf.
What methods do you use to dry the tea leaves and stems after each brew?
Silk pillow case. Good for skin and hair.
A 10-foot USB cable. Most people use whatever's packed in with their electronics, and it's pretty rare to get anything longer than 6 feet. Having the extra length is really nice in many situations.
It's also one of my go-to inexpensive gifts or part of a care package for someone in the hospital. The extra length there is often the difference between being able to use a device while it's charging or not.
Especially if it's braided and has extra large and durable connector thingies so it won't hard bend.
They're rare because 10 feet is too long for a reliable USB data transmission. But yes good for charging.
Eh, I have audio interfaces and MIDI controllers on 10ft cables cause shorter just don’t reach my PC, works perfectly fine. Longer than that is a gamble but as far as I know 10ft is the upper bound of the USB 3.0 spec, so should be totally fine unless you have especially shitty cables.
I have long ones too that run my old Oculus Rift sensors. Those can ocassionally be flaky but I think it's the controller rather than the device. I'm not saying they don't work, I'm saying they are less reliable and/or more expensive to make reliable. Hence companies not bundling them.
Gin.
That really depends on the gin.
Park Alpine Dry Gin
$20 can buy many peanuts.
Explain.
Money can be exchanged for goods and services
Explain
Money is a thing that people agree has value and therefore can be traded for other things of value
Fluffy stuffed animal. If I didn't have a couple stuffed kitties to hug I probably would have killed myself already. Nice to have something to pretend loves you
2kg of cookies
I like the way you think
Mini Swiss army knife. I don't know how to live life without this on my keychain
If you use your phone a lot (or if your battery is old and you haven't replaced it), a power bank is very useful.
A reputable powerbank (such as those from Anker) cost just under $20 USD for 10,000 MAH
It's worth it for other people too, the fun putting a "W" sticker in front of the logo is endlessly entertaining.
A beard trimmer. Shaving sucks and irritates my skin, plus I look like a baby without facial hair. But that's only one benefit.
I have been using a beard trimmer to cut my own hair for the last 10 years which has saved me probably $2000 worth of haircuts (estimating a $25 haircut + tip every 2 months). Not to mention saving about 1 hour waiting at the barber every time. I only messed up once and had to do a buzz cut.
Not luxury, but I keep a small AAA flashlight with me nearly all the time.
Easier to handle and faster to use than a phone light. Also doesn't use phone battery. I clip it on my hat if I need both hands like taking out the trash.
I have an Olight i3T but I would try out the i3T 2. More lumens and better battery efficency.
A cheap over shoulder satchel, it's like having a extra pocket always available