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The idea is that they get both. The reward of the game but also growing their bonds. There are fees that need to be paid so this is not as easy as the idea makes it out to be but i like the concept.
So the game takes your money, puts it in the stock market for you, and then gives you a loot box with some skins in it. What's to stop me from taking my money out of the stock market, putting it back into the game, and buying another loot box?
The money sounds irrelevant to the loot box here. What we really have is a game that is moving your money to somewhere kind of inconvenient and then separately from that transaction just giving you a free loot box. Part of the fun of lootboxes for people who enjoy them is the fact that you are paying something for them. If you don't actually give anything to the game, then the game might as well just be a big button that generates a new loot box every time you click it. There's no cost associated with opening a loot box in this idea.
The game is supposed to be a piggy bank for gambling addicts. You do not get money back right away. In the market you could sell your shares but the game manages it for you as a means to protect the gamer from downwards spirals.