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Gave all that up during the cord-cutting movement in the 2010s and haven’t looked back. Dumped new car loans and leases. My current car is a 2016, and it’s the only one we have in my little family. We work together to do all the things we want.
Diverted most of that money into investments and savings and can travel a lot more.
I still have some subscriptions, but they are fairly unique services or software for which FOSS alternatives are just too much of a headache for me.
I try to fill my time away from screens and electronics, and as a result I’ve been much happier.