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GenX here as well. My mother died horribly of cancer when I was 13 and my father left about two weeks after her death and I was legally transferred to the State's custody.
I've been told I'm "lucky" in that I'll never have to shoulder my parent's debt. So, you other people don't know how lucky it was to be an orphan! But no really, a finical planner literally indicated to me that, THAT was a positive. And somehow that's really colored my opinion on where we are as a society.
What do you mean by shoulder your parent's debt? Do you live somewhere that debts can transfer to children?
Yeah here in Tennessee we have filial laws that puts some of that debt that parents rack up on the backs of the children. TCA § 71-5-115.
What the actual fuck
https://www.linkedin.com/pulse/when-can-adult-child-become-liable-parents-nursing-home-a-perry
I'd be curious to hear more from the op. The gist of this, as I understand it, is that the law is meant to stop people from stiffing nursing homes by not paying and then when the person dies ignoring the debt.
And according to the article, it's only be enforced one time when a woman fled the country owing almost 100k.
So claiming that one is "lucky" that their parents died so they avoid this almost non existent thing doesn't make any sense.
When my mother died in a hospice home, she had an unpaid hospital bill. They called me, as the next of kin, to ask if she was going to pay it before it went to collections. I said, good luck collecting from a dead woman. They apologized for my loss, and then said “Who is going to pay the bill?”
Note: She was diagnosed with a treatable disease, but due to mental issues refused treatment in order to commit suicide. They allowed her to refuse treatment, and put her in a hospice. Now, I have no problem with a person wanting to die, but don’t fucking come after me when your hospital pulled the trigger for her.
That's horrifying 🥲
Sounds like a great reason to GTFO of Tennessee
As much as I liked to blame Governor HVAC. It's really the fact that the Frist family exists.
https://www.linkedin.com/pulse/when-can-adult-child-become-liable-parents-nursing-home-a-perry
Looks like that is very narrow in scope and has only been applied one time throughout the entire us.
Effectively the chances of inheriting debt through this is zero.