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No shit, all you had to do is look at the litany of patents for ways to bully and punish people who miss payments that the car manufacturers have been filing and you could have figured out that people were struggling to pay.
Yeah I mean who doesn't just regularly keep tabs on patents that car manufacturers file?
First bookmark I check every morning!
Dude, there are posts regularly on here about them, you don't have to look them up. People do that for you. Ford is making self-driving cars that repossess themselves. Or how about deactivating the radio or making loud obnoxious sirens while the car is on but not moving because you are a few days late? Maybe you would prefer a Lexus that enables a governor at 45mph because you are late?