this post was submitted on 27 Jan 2025
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2meirl4meirl
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Honestly, if you're young with no real assets then bankrupcy can be a really easy one time get out of jail free card financially speaking. If you have no big assets then all it really does is cost a bit for the lawyer and completely fuck your credit for 7 years. But if you would have been spending those 7 years spending all of your money trying to manage debt and fending off debt collectors with a stick anyways then neither of those negatives actually make things any worse for you.
Yeah. I’m glad I never had to go through that.