Capitalism is owning the means of production - which isn't limited to billionaires. Almost everybody who has a retirement plan is a capitalist because retirement funds invest in stocks, bonds, etc. Everyone with a savings account is a capitalist - they are supplying money the bank loans to other people, which is where savings account interest comes from. To honestly avoid being a capitalist you'd have to have no money or keep it in a mattress.

[–] MarxMadness@lemmygrad.ml 16 points 3 days ago

everybody who has a retirement plan is a capitalist because retirement funds invest in stocks, bonds, etc.

The term you're looking for is petite bourgeoisie: people who do get some income by owning slivers of the means of production, but who also have to live by selling their labor. Someone who has investments purely for retirement purposes is straining the lower bounds of that definition.

Everyone with a savings account is a capitalist

Change in your pocket is not anywhere close to owning the means of production.

[–] AntiOutsideAktion@lemmy.ml 9 points 3 days ago

If you really think about it anyone with hands is a capitalist.