roscoe

joined 1 year ago
[–] roscoe@startrek.website 7 points 1 year ago* (last edited 1 year ago)

He got the details wrong, but the important part right. They live off of loans and either let the interest ride or only sell enough assets to pay the interest. When they die, their heirs can sell as much as is needed to pay the loan tax free because the basis is reset to the current value of the assets when they are inherited.

This isn't the only thing they do, but it is one part of it

[–] roscoe@startrek.website 4 points 1 year ago* (last edited 1 year ago) (1 children)

Shut the fuck up! Now Vader, he's a spiritual brother, with the force and all that shit. Then this cracker Skywalker gets his hands on a lightsaber, and the boy decides he's goinna run the fucking universe - gets a whole Klan of whites together, and they're gonna bust up Vader's 'hood - the Death Star. Now what the fuck do you call that?

[–] roscoe@startrek.website 9 points 1 year ago* (last edited 1 year ago) (1 children)

And what about those assholes that never wanted to pay? Just pay the kid you cheap ass. I see your cars, your lights are on, I know you're home motherfucker.

I identified so hard with that "I want my two dollars" kid from Better Off Dead.

[–] roscoe@startrek.website 4 points 1 year ago* (last edited 1 year ago) (1 children)

No they're not the same. The multinational conglomerate is far better.

Chores for the neighbors and the paper route paid peanuts. Once I was old enough to work for the conglomerate (where I received food safety training) my pay after taxes more than doubled (a little more than minimum wage, which did, and does, exist), I started contributing to my future social security check, I received paid breaks, and there was a maximum amount of hours I was legally allowed to work.

Flipping burgers beats the hell out of lugging Sunday papers around the neighborhood or knocking on doors to mow lawns in the summer heat or shovel driveways in the freezing cold. Back then I counted the days until I was old enough for a "real" job.

[–] roscoe@startrek.website 1 points 1 year ago

Right?

Learning things a little at a time, when the stakes are low/non-existent is the way to go. From early teens to partway through college when you get an off campus apartment you can learn how to apply for a job, how to interview, responsibility, managing your money, responsible credit use, professionalism, bill paying. All this over the course of years, with a support system when you make mistakes (hopefully).

I guess some people think you should just have all that dropped on you like a ton of bricks the day after you get a diploma.

[–] roscoe@startrek.website 7 points 1 year ago* (last edited 1 year ago) (11 children)

I had a paper route when I was 12.

The work itself wasn't important but learning responsibility and the value of money was important.

It was the first time I did anything completely on my own without being directed in some way by a parent, teacher, coach, etc. Without that job and after-school/summer jobs I had when I was older there is a good chance I would have made poor financial decisions in early adulthood.

With 18 year-olds getting credit cards shoved in their face the day they show up for orientation, after probably signing up for student loans, it's probably a good idea for them to have earned money on their own for a while.

[–] roscoe@startrek.website 2 points 1 year ago (1 children)

What happened? Do I need a new instance?

[–] roscoe@startrek.website 9 points 1 year ago

I'm one of the lucky 10,000 that just learned her name wasn't spelled Olive Oil.

[–] roscoe@startrek.website 7 points 1 year ago (5 children)

Are the novels good? I'm not interested in any of the tabletop stuff but I'd love to have a shitload of books to read.

[–] roscoe@startrek.website 13 points 1 year ago

The footprints of chargers and gas stations aren't the same though. A lot of places I go have a row of 8-10 spots with chargers. No added footprint really, just installed at the front of the spot. Compare that to an 8-10 pump gas station, even without a convenience store. If you removed a gas station and replaced it with rows of spaces with chargers I think you'd get more cars through over a given period of time.

[–] roscoe@startrek.website 2 points 1 year ago

Malazan.

Most books, including the ten book series, are by Steven Erickson. There are several other books by Ian C. Esselmont. Read them in publication order regardless of author.

[–] roscoe@startrek.website 45 points 1 year ago* (last edited 1 year ago) (2 children)

All the bullshit with tipping on food delivery apps made me stop using them years ago.

First I hear the apps are stealing tips. Then they're not stealing tips anymore. Then maybe they're stealing some of the tips.

To try and avoid all that I tried to use cash. The drivers don't get their base rate reduced and they get the entire, non-reportable cash tip. Then my food started taking twice as long and arriving cold because the drivers thought I was stiffing them.

My theory is the apps do this (pre-tipping) on purpose to discourage cash and after-tipping so they can lower what they pay the driver and they'll still accept the order because they see the higher after tip amount. So now the apps might not be technically stealing tips, but they're using up front tips to allow them to reduce their shitty base rate for everyone.

Now if want delivery it's pizza, Chinese, or one of the few other places with their own drivers. I've had this policy for years now and I don't see myself ever going back unless it's an emergency.

Bonus to me: all my takeout/delivery is now 20-30% cheaper. Everyone should really take a look at the inflated prices they're paying and decide if it's really worth saving a short drive.

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