I'm with you ... except for the music part. I think their music service is so awful, I pay for a Tidal subscription even though I get YouTube Music for free.
I'm of the belief that if I'm going to use a commercial site regularly, and they have a reasonable subscription, then I'm very willing to pay.
But in either case, ima going to block ads.
One of the reasons I'm willing to pay is because I want the creators I watch to get the revenue to make more videos. (Although, without knowing for sure, I'd bet they get more off sponsorships than they do out of subscriptions or inserted ads.)