Yeah thats a hot take alright a hot steaming pile of a take for sure. Remember your outlook beliefs and politics may be popular right now but there will certainly come a time when they won't be and you too will be "problamatic" and that social credit system you vaunt now can and WILL be turned against you
Apples "privacy" moves are mostly about gatekeeping, meaning advertisers have to go through apple to get your sweet sweet advertising info. As for CSAM, if it wasn't a misdirection to start with (introduce something completely onerous to either distract from something else or so that you can walk it back to what you really want and make the plebs think they've one) they you had better believe they're bringing it back in a different form later on
The point is not to have it come to pass period. Just because you personally like an idea because it fits into your world view doesn't mean that's it's necessary, or unavoidable. Thinking about checks and balances is admitting defeat. if you want a thought experiment think about all the ways that current government are trying to bring this about and instead of checks and balances think about was to push back and get rid of such a system.