this post was submitted on 15 Jun 2023
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Late Stage Capitalism

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These companies have lost their fucking minds. I pay over $200 a month for insurance through my job. Recently I had to go in and get blood work done for a condition I have, and was charged over $200 for the office visit and lab work. When I called to figure out why it wasn't just a $30 copay like my card states, I was told that due to my high-deductible plan, I'm responsible for all costs until the deductible is reached, and only then will my copays start.

When the fuck did this change? Now I'm responsible for the full cost of an office visit with a regular doctor at the rate of $200+ ON TOP of premiums, costs of service, Rx costs, etc. This isn't even for a serious condition, I can't even imagine what it would cost if regular visits were needed. I won't be paying these bills as medical debt under $500 isn't reported in my state.

What can we do? How do we push back against them killing us like this? All these insurance companies have been reporting record profits since the pandemic, and before, while we're paying $1000s month for even the most basic of healthcare services. Meanwhile the liberals continue to dangle the idea of universal health care like a carrot every few years to sway votes.

We should all be far more pissed off at them squeezing profits from us at for sake of our health, but where do we even start to push back in any effective way?

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[–] ImOnADiet@lemmygrad.ml 6 points 1 year ago

Organize! Join a socialist org near you, most Americans here would reccomend CPUSA or PSL I think

[–] 0x4E4F@lemmygrad.ml 1 points 1 year ago

In general, the healthcare system in the US is just nuts. Most of you never lived in a socialist/communist country where the government really did take care of your health. Everything was free back then (regarding healthcare). I remember I had to have my tonsils removed when I was young, my mother's health care paid for 90% of the costs. The other 10% were covered by her being a blood donor, so basically, we paid nothing. 4 days at the hospital, plus the operation, all paid for by the state.

[–] ihaveibs@lemmygrad.ml 1 points 1 year ago

Healthcare is one of the biggest drivers of economic "growth" in late stage capitalism, the ruling class will never let it be touched

[–] DankZedong@lemmygrad.ml 0 points 1 year ago (1 children)

That's insane mate. Healthcare insurance here costs me 8 euro's a month and my employer pays for hospital insurance. Unless I get like stage 4 cancer or something I'm set. And it's not like my employer pays a lot, maybe 10-15 euro's a month.

Mental to run a system in which you pay hundreds each month and are still not covered.

[–] isthisafeverdream@lemm.ee 1 points 1 year ago

The healthcare system here is fucked. $200+ was for a regular doctor visit, and I just had to see a specialist so I can't even imagine what that'll end up costing. The whole thing makes me boil thinking of these schmucks raking in billions off sick people, squeezing them for exuberant amounts of money for basic health services.

[–] Sunrosa@lemmy.world 0 points 1 year ago

I don't know what people can do for general healthcare. Personally, most of my medical costs are from HRT related medicines, and I simply began obtaining it without the middle-man (pharmacies). In the trans world this is referred to as DIY (not legal). I have no idea if things like this exist for the majority of healthcare.

[–] 201dberg@lemmygrad.ml -1 points 1 year ago

$200 a month is cheap now. Look at any contract job and you are lucky to get anything less than $100 A WEEK. It's ridiculous. And if you don't pay for it they penalize your taxes for being uninsured. Last job I had interviewed for it was $150 a week.

[–] cosmonautjem@lemmygrad.ml -1 points 1 year ago

Nah that's too hard. Let's all just worship some billionaire and when anything bad happens blame some other country. /sarcasm

[–] freagle@lemmygrad.ml -2 points 1 year ago

It is completely ridiculous. https://wendellpotter.substack.com/p/big-insurance-2022-revenues-reached

Revenues for insurance are over 1 trillion. Profits are almost 100 billion. It's completely out of control and is fundamentally a wealth transfer platform.

We will only fix it when we fix it all.