General Discussion

I am actually not sure about the coroprate home ownership point. Here in Germany renting is much more common and accepted compared to the US, and i think there are lots of situations where this makes sense. However both in the US and here in Germany the systems need changes. And i think they should mostly target land ownership rather than the houses themself. What drives up the prices in desired areas are mostly increases in land value, not that building houses got that much more expensive (although that is also a factor).

And most of that value gain are from external factors rather than the owners own merit. If someone builds an architectually great and energy efficient house or develops land, then it is fine if he gains value from it. But if simply owning the property improves the value over time, because society around it builds nice schools, parks and so on. Then the owner hasn't done anything and that profit should be taxed completely away. If that makes sense.

That said there probably should also be a mechanism to support the first home people own to counteract scale efficiencies that corporations might be able to leverage.

Not sure if outright banning stocks for politicians is the way to go, but there should be more points regarding transparancy and conflicts of interest. Also not just during their time in office, but after that aswell.

I'd have no issue with politicians holding a borad market index fund.

How about age limits for government officials as well? Or at least the senate. The grandma at the tax form place in city hall is ok even if she a bit slow.

Again, replace the senate with proportional representation. Bicameral legislatures work, there's no reason to be rid of the senate. Just give it a purpose beyond "you represent a state". Expand the senate to 600 seats, National votes for party reps, 0.5% threshold to gain a seat, 6 year terms, rotate every two years. Then we'll get actual third parties into office, which will break up the two party strangle hold.

Mostly. I'm fine with some of these being left up to the states, like prostitution and marijuana, although I do think marijuana's federal status should change (from schedule 1, to a much lower schedule). Also, I think the highest tax bracket should be 99%, or even 100%. But that highest bracket should be a very high number, like 0.001% of GDP.

UBI requires such a large reorganization of the economy that you may as well add democratization of the workplace, and it would get done earlier. I think both would be great personally.

Can someone explain to me what "collateral for loan is realized gain" means?

The America patch notes of our dreams

not sure about the mandatory voting and outlawing tipping. Just compliance wise. Not voting itself can be a intended thing and I can't think of any country where you have a gun to your head to vote taht is a place I would want to live. As for tipping you will just turn it into bribery. No place should be allowed to pay with the expectation tips is part of compensation. Tips are a gift basically.