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EU could move step closer to digital euro this October, Lagarde says (www.theblock.co)

submitted 1 year ago by tracyspcy@lemmy.ml to c/crypto@lemmy.ml

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[–] tracyspcy@lemmy.ml 4 points 1 year ago (1 children)

TLDR:

The ECB is studying a digital euro project
A digital euro would be a CBDC that would coexist with cash
A digital euro would offer a convenient and risk-free way to pay
The ECB will make a decision by 2024, after public consultation
A digital euro could have benefits and challenges for the economy

[–] CookieJarObserver@feddit.de 4 points 1 year ago (1 children)

"risk free" my ass.

[–] tracyspcy@lemmy.ml 6 points 1 year ago

oh, TLDR thing increases engagement! ^_^

[–] massacre@lemmy.ml 4 points 1 year ago

Fight CBDCs with everything you have. We already have convenient digital money use via credit and debit. This will not end well and cash and the small privacies it affords will instantly be at risk and that's just the first layer of risk onion...

[–] Sowatee@lemmy.ml 3 points 1 year ago

What are the implications of a cashless society? The only thing that comes to mind are increased government tracking and no way to buy things should computers / power go down.

[–] tracyspcy@lemmy.ml 2 points 1 year ago

frankly, the topic of central bank digital currencies (CBDCs) is certainly controversial. On one hand, there are banks and their passion to hold your money, which could be negatively impacted by the introduction of CBDCs. On the other hand, there are powerful companies lobbying for it.