A Boring Dystopia

I just signed a new lease on a single family home that went for $3,400 in 2020 and $4,100 in 2024, David. The landlord didn't improve or change anything in that period, they just can charge more because everyone else is doing the same. The number of shit holes I've seen going for hundreds more than they went for just the year prior is fucking infuriating.

The house I grew up in, a massive 3 story, 6 bed 3.5 bath, pool, deck, 2 car garage home, with a basement was built new in '95 for $330k. That home sold last year for $1.6M.

I've worked full time hours and sometimes more every year of my life since age 16. I can't afford a home because people use property as income sources and they're stealing my income to pay their mortgage off and then some.

Maybe landlords should get a job and earn an honest wage instead of taking mine.

That all said, I'm hoping to escape the rental market in 2-4 years time because my partner has managed to save up enough to put a down-payment on a 2 bed, 1.5 bath 1,500 Sq ft townhouse (that goes for roughly $550k) BECAUSE HE STAYED AT HOME WITH HIS PARENTS UNTIL AGE 32 INSTEAD OF PAYING RENT

I volunteer to run Dave Ramsey over with a bus. He's an out of touch dipshit that no one should take seriously.

Delusional boomer vomits his priveliged opinion all over the stage. News at '11.

Mfer I'm about to move back with my parents specifically so I can buy a house. Even cutting back luxury spending (read: eating more than rice every night), my rent takes up too high of a percentage of my monthly income for banks to loan me money. I've managed to save up enough cash for a 20% down-payment on a modest house, but banks still won't loan the other 80% because half of my paychecks go directly to rent.

But I'd expect nothing more intelligent from a property-flipping UTK alumni. This kind of stupidity is exactly what that university spits out.

We millennials are this close 🤏 to not being blamed for everything. Come on gen z, it's your turn!

Dave Ramsey is not a finance guru. He's a corporate whore who is paid to shill whatever narrative he's told to.

Why does the article mention his stupid opinion and then refute it with statistics?

At the turn of the millennium, the median house sold in the U.S. went for $165,300, per the St Louis Fed.

By the end of 2023 that median had increased more than 150% to over $417,000—excluding a peak at the end of 2022 when it sat at near $480,000.

The National Association of Realtors has highlighted income hasn't kept pace—for more than half of 2023, the median family income didn't meet the qualifying income to be able to purchase an existing home with a 20% deposit.

For those who may want to move out of their mother's basement, rent has also more than doubled in the past 20 years while the median household income has increased just 10%, per the St Louis Fed.

Just leave that ghoul in the dustbin and quit feeding him.

Edit: next do FBI agents:

https://www.wbur.org/npr/1243982287/fbi-agents-housing-costs

Ramsey is allowed a large platform because he kept to the script of never blaming real power for societies woes. But I wouldn't even call this propaganda, it's just older generations being assholes to younger ones. Nice world he's leaving his family.

I'm a millennial and worked since I was legally old enough in my state. I did use a small loan for my first car and paid for my own insurance policy and gas. I went into the military as soon as I could, worked hard and bought a house.

I bought my house during the housing bubble burst and couldn't really afford rent in a one bedroom apartment. Rent kept raising every year as did housing prices. I was very worried about food, electricity, water and rent every month. I made too much to get any benefits. I moved to a shithole in a small meth town and then the bubble burst and buying a house was cheaper than rent.

I was lucky. Very lucky. People now aren't so lucky and are working hard but calculating grace periods every month to pay some other critical bill. Going without, skipping meals, living on the bare necessities and this piece of shit that has zero perspective because 'he made it' in time just says "they aren't working".

All while unemployment has been at a historical low all while there is a housing availability crisis. He has to be very willfully ignorant and thus dishonest.

When he dies, let's all eat avocado toast on top of his grave.

Another proof that boomers actually know shit about how the world now runs.

What a fucking idiot

Is there a non paywall link so I can at least read the article before calling him an out of touch piece of shit?

“Slams!” Everyone take a drink.

Asshole.

These people are out of touch. I'd like to see what happens when simply berating people doesn't fix the problem. What an ass.