Technology
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Since most people sign into Windows with their Microsoft account, does that mean that MS holds the decryption keys for your local hard drive?
If you configure it to backup your keys to your account, yes.
This (at least used to be) an opt in configuration option
Idk. I just made a TL;DR. I'm not a Windows expert by any means. There's no point for me in studying it cuz I only use it for gaming and don't even consider it as my main OS