this post was submitted on 22 Apr 2024
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A Boring Dystopia

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[–] Viking_Hippie@lemmy.world 10 points 7 months ago* (last edited 7 months ago) (2 children)

Some people want to stay at the same place forever those buy, some want to be flexible and rent

Yeah, that's bullshit. It's a MUCH better deal to buy than to rent and everyone knows it. Most of us just don't have enough money at once or a high enough income to be granted the requisite loans.

In the two decades plus change since I moved from home, I've paid as much in rent as someone richer would have paid to own a house several times the size of my apartment in the same neighborhood. I've paid as much but I don't get to own what I paid for and even generate passive wealth that I could pass down to later generations if I had kids.

TL;DR: if you're renting, you're getting a bad deal and so is your kids and their kids and their kids and..

[–] usualsuspect191@lemmy.ca 1 points 7 months ago (1 children)

It's still a better deal to rent on shorter timescales.

I'd have to run the math again but because of things like realtor/legal fees (speaking of leeches, realtors are the absolute worst) last I checked it was in the 2-3 years range where renting made more sense than buying. That depends on the market too of course. Any significant repair costs or depreciation in that time makes the break-even point a bit longer, shorter if the value goes up enough.

[–] Viking_Hippie@lemmy.world 2 points 7 months ago

Yeah, the whole moving every 3 years or less? That's ALSO something that most people can't afford.

You're sounding like you're very much arguing from a place of privilege that you aren't conscious of. And no, realtors aren't the worst leeches, that's still landlords.

[–] JCreazy@midwest.social 0 points 7 months ago* (last edited 7 months ago)

I knew a guy that said he would never buy a house and preferred renting because he didn't want to mow and other maintenance.