I love sci-fi, and fantasy too, in large part bc that is a way of seeing clearly into the real world, when you can isolate things and put them into a different context that makes it easier to digest.

I think you hit the nail on the head and also, I think that it's arguably not even their fault. Hear me out! If you were a person with IQ of 300 let's say and you are talking to a literal toddler who says "let's go eat at Arby's", and you do and get food poisoning... then how do you avoid that again in the future? Kill the toddler? Or perhaps learn not to let toddlers control all of our actions? After all, the toddler was not fully aware of the consequences of their own actions, nor were you at the time, but of the two, one is capable of learning more readily than the other. It is partly the result of the toddler's actions that you got sick, but not solely, and perhaps not even mostly.

Billionaires got rich via the system, and aside from those particular individuals there are many more that would follow them. Being merely "rich" isn't (only) the problem, it's the entire system that produces that. However, it is too late for that now, bc the toddler has been elected King and it is no longer an option to change the system. At some point technology will allow billionaires to become effectively immortal, and they may gain super powers besides that as well - already they have access to "medical care" and "a place to live that they actually own" and other things that are fast disappearing for the rest of us. e.g. when it becomes common again for the average person to die of easily preventable diseases, even a lifespan of 1-200 may be a close approximation of that in comparison. Soon we mortals may also lose "access to information", since it will become diluted so much by the flood of misinformation that basically "what we know" will devolve into what we are allowed to know, by those who with the touch of a button could cause the media outlets, which they own, to put out an authoritative story telling us whatever truth they wish us to hear.

In any case, that is why I support being subversive - e.g. they are unkind to their workers, so we can oppose the trend by being kind to our fellow human;-). Whether it works or not, it's also a lot more fun.