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Biden suspected this would happen, hence why he was previously doing student loan forgiveness in smaller increments. But people kept pushing him to do the entire thing and claiming that he was actively against students because he wasn't. No, he knew this happening was a high possibility.

And this case sets much bigger precedents than the specific subject, precedents in two areas.

1. The specific claim that the Secretary was "transforming" the law rather than tweaking things is asinine, especially since the HEROES Act was incredibly vague in the first place. So this sets precedent that any usage of a law outside of explicitly what it says (difficult to even determine when a bill is so vague) gives leverage to reverse any executive action in enacting the law. Which will just allow massive conservative obstructionism even more on everything.

2. The entire case having standing as it is. Why do 6 states have standing to sue on something done in regards to federal loans? The idea that states can sue on any federal issue now is concerning to the extreme.