this post was submitted on 14 Nov 2024
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[โ€“] Shdwdrgn@mander.xyz 4 points 1 week ago* (last edited 1 week ago) (2 children)

Wow, how are you retiring at 55??? I'm 56, and have spent this year re-vamping my IRA accounts with the hope of retiring in 10-12 years without any reliance on the social security that will be gone.

[Edit] I see below you mentioned having a pension. Must be nice!

[โ€“] UniversalMonk@lemm.ee 2 points 1 week ago* (last edited 1 week ago)

As long as Trump doesn't decide to suddenly end pension plans! I mean, i don't really think that will happen, but he's so batshit crazy, who knows. So I figure I should take the jump now and maybe any law changes that would happen would go towards people who aren't collecting the pension yet.

[โ€“] UniversalMonk@lemm.ee 1 points 1 week ago* (last edited 1 week ago) (1 children)

My pension plan is for state workers. So we can retire at 55 if we have at least 20 years service in. I turned 55 this year, and hit my 20th year this year.

Of course, the longer I keep working, the bigger my pension would be. I took my current job with the plan to work for 3 more years, then retire.

And I like my current job enough, but every single morning after I turned 55, when I wake up, I think to myself, "Shit if I were retired, I wouldn't have to go anywhere."

My job is a 10-minute walk away. So I really have no right to bitch about it at all. But just "having" to be somewhere, gets on my nerves so much now! lol

So since I don't owe anybody shit, and I can live off of potatoes and beans, I'll get by just fine. I don't give a shit what people think of me, so no keeping up appearances. That right there, makes my lifestyle sustainable on low income.

[โ€“] Shdwdrgn@mander.xyz 4 points 1 week ago (1 children)

I have four more years to pay off my house. I just have to survive the Trump administration without losing everything.

[โ€“] UniversalMonk@lemm.ee 1 points 1 week ago

You'll be fine. You got this, brother!