this post was submitted on 28 Oct 2024
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[–] ScreamingFirehawk 11 points 3 weeks ago (2 children)

The UK has building societies which sound like what you're describing

[–] NateNate60@lemmy.world 10 points 3 weeks ago (2 children)

Yes, they're similar, but from what I've heard, most UK building societies are basically the same as or worse than banks in terms of fees, rates, and service quality. In the US, most credit unions will absolutely spank the big banks on at least two of those, if not all three.

[–] Noel_Skum@sh.itjust.works 4 points 3 weeks ago

The majority of UK building societies turned themselves into banks; maybe twenty years ago when the legislation was passed to enable it. A select few still exist though, but I don’t believe any are that large.

[–] xor@lemmy.blahaj.zone 1 points 3 weeks ago

There's only really one big building society in the UK, which is Nationwide, but they're awesome

[–] tetris11@lemmy.ml 1 points 3 weeks ago

*had. They've been swallowed whole by the larger banks