this post was submitted on 24 Jul 2023
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Fed’s new instant payment system could be trouble for PayPal, Venmo::The Fed's goal is to connect 9,000 financial institutions nationwide.

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[–] Sawblade02@lemmy.world 42 points 1 year ago* (last edited 1 year ago) (2 children)

Finally, it's ridiculous we have to pay fees to a private company just to easily transfer money.

Finger crossed it'll be compatible with IBAN/SWIFT banking so we can actually be a part of the International community.

[–] 9point6@lemmy.world 10 points 1 year ago

So in the UK we have had a standard free "instant" payment system between banks for what feels like a couple of decades now (and compatibility with the IBAN for at least half that time). Given that, how has this taken so long? What did people do before Venmo?

Yup, as if a ghost showed up and took a quarter for every dollar you gave to someone.