this post was submitted on 23 Jul 2023
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The Federal Reserve has already launched a small test of near-instantaneous financial transactions. Every time they talk about payments as a future feature of X/Twitter, I wonder if they know that’s getting Sherlocked.

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[–] cyd@lemmy.world 18 points 1 year ago* (last edited 1 year ago) (2 children)

FedNow isn't a cryptocurrency. It's a real-time funds clearing system, with a centralised ledger. It's not supposed to replace cash, but rather old school bank transfers that take days to clear.

You might be thinking about digital currencies which are something else the Fed is trialling and is not yet very far along.

[–] Kichae@kbin.social 13 points 1 year ago* (last edited 1 year ago) (1 children)

Wait. Do... Do you guys not have e-transfers? Holy shit, this is why Venmo's a thing, isn't it?

[–] kitonthenet@kbin.social 8 points 1 year ago

yes, and it's why Venmo won't be a thing much longer. Expect a lot of bitching from Venmo et al in the coming months

[–] bobs_monkey@lemm.ee 1 points 1 year ago

Ah gotcha, thanks for clarifying.