this post was submitted on 23 Sep 2024
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Antiwork

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A community for those who want to end work, are curious about ending work, want to get the most out of a work-free life, want more information on anti-work ideas and want personal help with their own jobs/work-related struggles.

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Date Created: June 21, 2023

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idk man I just need to vent i guess

my employer "provides" health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that's half our monthly mortgage payment; it's 2/3 our monthly grocery bill

why?

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[–] Blueberrydreamer@lemmynsfw.com 147 points 23 hours ago (9 children)

It is definitely bullshit, but your employer isn't a winner here either, they're also paying out $600 a month for your $1200/month health insurance.

The real problem here is why the fuck does health insurance cost as much as housing in this country?

[–] Mango@lemmy.world 1 points 1 hour ago

More like why do both cost so much? Housing is dramatically cheaper in the good countries.

[–] AlternatePersonMan@lemmy.world 81 points 22 hours ago (2 children)

The biggest kick in the balls is that insurance still doesn't cover shit. There's still co-pays, tons of things that aren't covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.

Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.

[–] Illuminostro@lemmy.world 1 points 34 minutes ago

It's call extortion, and it's been around since the dawn of time. Some cultures have done something about it, but since The US was founded on selfishness and greed, it will probably never happen here (Universal Care, that is.)

[–] Rentlar@lemmy.ca 28 points 21 hours ago* (last edited 20 hours ago) (1 children)

Dr. Glaucomflecken's Youtube Skit series on US healthcare has really shown me how fucked up it is...

Sure, the Canadian government is stealing my paycheque, yadda yadda yadda. Still my health, dental, life supplemental insurance plan costs $800/year and most routine stuff like checkup exams, basic drugs, basic procedures, is free or is in the tens of dollars that I need to pay.

[–] Sanctus@lemmy.world 13 points 19 hours ago (2 children)

I haven't been to a dentist in 8 years. I've only recently been in a hospital because my back gave out and I was stuck on the floor. Dont let anyone take away that healthcare, dont become like us. This is misery for no reason. My fucken teeth ache.

[–] Illuminostro@lemmy.world 1 points 32 minutes ago

Sorry to hear that bud. It's the reason I have dentures. It's literally cheaper to have all, or most, of your teeth pulled and buy dentures than it is to have 2 or more root canals and crowns. It's outrageous, and obscene.

[–] Krauerking@lemy.lol 2 points 1 hour ago

I cracked off a piece of my teeth but it doesn't like cause immediate pain and my last visit cost me several hundred dollars even with my "dental plan" that my employer didn't provide me a policy number for. And I still need to save up for my wisdom teeth to be pulled cause they are rotting in my head and cause my jaw to lock up.

Yeah the world doesn't realize how fucked the US is for health of its citizens.

Or more.

Just doing mine now (open enrollment time). No changes to what I had this year, but had a 20% price increase to just under $600.

My employer is paying $3200 for my coverage (family plan, to be clear). Companies should be in wide support of universal healthcare.

[–] SoupBrick@yiffit.net 55 points 23 hours ago

Line must go up or rich people angry.

[–] AA5B@lemmy.world 15 points 19 hours ago (1 children)

Or more. A lot more.

I pay $700/mon for a family for health only, not including prescriptions, dental, or vision

Employer contribution is $1600/mon

That’s insane

[–] TachyonTele@lemm.ee 6 points 18 hours ago* (last edited 17 hours ago) (1 children)

I'm surprised large companies haven't pushed back on it.

I didn't know much about that side of the insurance pyramid, but I don't think I've ever seen anything about the companys part fighting it in the news.

[–] AA5B@lemmy.world 4 points 4 hours ago

It usually looks like cutting plans, and the adoption of high deductible plans

[–] PriorityMotif@lemmy.world 12 points 22 hours ago

Some companies are self insured and merely pay a health insurance company to administer the plan. They take all the excess and dump it into an investment account where they can profit off of the excess. It's possible that their employer is coming out ahead.

[–] sunzu2@thebrainbin.org 12 points 22 hours ago (2 children)

ACA institutionalized the health insurance industry as having some broad legally protected powers to fleece the American public. And there is no recourse or alternative besides getting healthcare outside of the country.

Pharma industry is the second parasite that enjoys similar legal protections.

Medical Community sold their asses but especially doctor types... Decent doctors don't survive anyway, but this is standard for any industry. Worker needs protects if we expect them to do their job properly... Ain't nobody got energy to battle the orphan crushing machine 40 hours per week

Then, we have federal government that's essentially enabling all of this due to the above clowns capturing regime whores in congress.

This is the standard regime model and most industries are going this way if not already there...

Oil, banking... Tech is trying it too, the 🀑 companies "want to be regulated"

Corpos like having a blank check from the state to fuck the peasants.

It ain't just US issues, apparently UK parasites are getting that spot quicker than the US nepo babies.

The fuckening will only gets worse.

[–] gibmiser@lemmy.world 12 points 22 hours ago (1 children)

It was already like that before the ACA.

[–] sunzu2@thebrainbin.org 0 points 22 hours ago (1 children)

ACA formalized the corruption. And price increases accelerated too.

[–] Illuminostro@lemmy.world 2 points 26 minutes ago (1 children)

Captive Audience. They can't leave, metaphorically. Everyone should remember ACA was created by a Republican think tank, for exactly that reason. Extortion.

[–] sunzu2@thebrainbin.org 1 points 22 minutes ago

they can go to a foreign country and pay cash, and it will be cheaper with hotel and travel 🀑

but only the "better" people have the cash flow for such "operations" as always... so i would say that vast majority of American slave force in fact: can't leave, physically.

[–] Mouselemming@sh.itjust.works 9 points 21 hours ago (2 children)

I'm sure Trump's concepts of a plan will fix all these problems

[–] Illuminostro@lemmy.world 1 points 25 minutes ago

Sure. Let granny die in a ditch, just like the good ol' days.

[–] ByteOnBikes@slrpnk.net 2 points 17 hours ago

Housing costs more than $2000 a month now 😭

[–] Nomad@infosec.pub -1 points 20 hours ago (2 children)

To be fair, health insurance is equally expensive in Europe. We just discount it a lot for low income families and above average pays a lot more to substitute that missing money.

[–] Krauerking@lemy.lol 1 points 1 hour ago

Then that doesn't sound "equally expensive" if it's discounted for everyone that needs it discounted.

Not when the option in the US is "then don't have healthcare"

[–] Burn_The_Right@lemmy.world 3 points 3 hours ago

health insurance is equally expensive in Europe.

Source?