A Boring Dystopia

Generally yes. You cannot get rid of your student loans in bankruptcy.

The real answer is far more complicated. Technically there are ways to, but the bar for discharge of student loans is far greater to pass than basically any other type of loan out there. It's very unlikely a lot of people will successfully be free of their student loans if they go through bankruptcy. Sometimes it seems further issues with student loans originate from services basically lying to their loan holders. So you should always scrutinize what your servicer tells you (like Mohela).

Here's some information. You must pass vague undue hardships to syluccessfully discharge student loans. A bar a lot of other loans font have to pass.

https://www.consumerfinance.gov/about-us/blog/busting-myths-about-bankruptcy-and-private-student-loans/

Some view this as predatory on the poor, since the rich can utilize all other forms of bankruptcy with ease to absolve themselves of failed businesses, and when their children need to go to college, they don't need student loans cause they're rich. So having more stringent rules set on a specific type of loan more commo ly used by the less wealthy is clearly an attack on income status and unequal.

I believe the rules on student loans were made more stringent around 2005, and the senator Biden headed up a lot of it.