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It's better for the politicians wallets.
Well no, it's better for the politician's campaign's wallets. If people could spend campaign funds however they wanted then Donald Trump would have quite a few less pending felonies.
First of all, there's TONS of ways to enrich yourself by running for office without technically breaking any of the very flimsy campaign finance laws. That's why people with literally no chance of winning keep running for public offices up to and including the presidency.
Second of all, the FEC, which is ALREADY as toothless as a nonagenarian who never brushed his teeth due to chronic deliberate underfunding and understaffing, has an EXTREME backlog of cases from having lacked a quorum for the better part of a year.
Third, even if the FEC was otherwise effective, this is TRUMP we're talking about here. He's getting away with TONS of campaign finance fraud and legal misuse of donations as is.