It's remarkably easy to have your expenses slowly creep upward in our society. Especially as prices constantly go up in the name of "inflation".
this post was submitted on 10 Nov 2024
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It’s to keep you poor and working. You’ll fall in line if you can’t go a week or a month without a job. If everyone had a year of wages saved up, employers would have to be better.
While "the system" is absolutely at fault for this, lifestyle creep
and changing finances
is very real.
For example, if you can almost afford a house, and your rental is modest, you're probably not spending all of your take-home. But if you make just a little bit more it might make financial sense to buy a house, stretching your budget to the max. Short term this really hurts, but long term may end up being a savvy decision.
Opting for a hefty mortgage can be risky, but can also pay off in the long run
especially in a place like California where property taxes are basically fixed at time of purchase.