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I was offered by my employer to move to the USA with the husband and children to set up a local team for a few years and then return to Europe. Didn’t have questions about the pay, housing, nope. I had questions about healthcare. I usually end up once a year in the ER for myself, last stint was a miscarriage over Christmas with 6 ER meetings but I have a shit ankle and break various bones on the yearly because I don’t pay attention to where I walk. Add children: usual sickness plus all the stupid shit they do and end up in the ER for. Asked is the insurance had a zero deductible or something similar to what we have. Long story short, I didn’t want to leave our healthcare system and we stayed in Europe as all they offered wasn’t up to par with what we got.
Usually the jobs in the US pay better. I know people who moved from Europe to expensive areas in the US. They take their kids to the doctors all the time. It's worth it.
Also, you can just go to urgent care instead of the hospital. If you are going there a lot, you just learn which ones take your insurance.
US jobs need to pay better for the chance of sickness and bankruptcy you'll face