this post was submitted on 19 Feb 2024
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No Stupid Questions

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I'd like to know other non-US citizen's opinions on your health care system are when you read a story like this. I know there are worse places in the world to receive health care, and better. What runs through your heads when you have a medical emergency?

A little background on my question:

My son was having trouble breathing after having a cold for a couple of days and we needed to stop and take the time to see if our insurance would be accepted at the closest emergency room so we didn't end up with a huge bill (like 2000$-5000$). This was a pretty involved ~10 minute process of logging into our insurance carrier, and unsuccessfully finding the answer there. Then calling the hospital and having them tell us to look it up by scrolling through some links using the local search tool on their website. This gave me some serious pause, what if it was a real emergency, like the kind where you have no time to call and see if the closest hospital takes your insurance.

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[–] Fleppensteijn@feddit.nl 10 points 8 months ago (14 children)

One thing that's different out that there is no such thing as not being able to pay for health insurance. You are required by law to be insured. This also means the government mostly covers it for you if you can't.

You may have to pay out of pocket for the first few hundred euros when something happens, but insurance covers the rest. There's no way a person's life savings would disappear overnight because of a medical issue. I'd rather die than pay what I sacrificed 30+ years to save up for.

[–] KevonLooney@lemm.ee 6 points 8 months ago (13 children)

That's similar to how it works in Democratic states in the US. It's more expensive, but there's no such thing as "not being able to afford insurance". It's required by law and subsidies make the premiums low for poor people. Although you may not have a huge choice in doctors, you will get medical care.

If anyone from the US complains, that they "can't afford insurance" ask them where they live. I guarantee that state is run by Republicans.

[–] Snekeyes@lemmy.world 1 points 8 months ago

You can afford insurance and still go bankrupt.

"Medical expenses directly cause 66.5% of bankruptcies, making it the leading cause for bankruptcy. Additionally, medical problems that lead to work loss cause 44% of bankruptcies"

Blue state cab be better..

But these stats are concerning. More herehttps://www.retireguide.com/retirement-planning/risks/medical-bankruptcy-statistics/#:~:text=Medical%20expenses%20directly%20cause%2066.5,loss%20cause%2044%25%20of%20bankruptcies.

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