this post was submitted on 07 Jul 2023
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So you want to ride a bicycle as your main method of transportation in a non-bike-friendly American city, right?
I'd recommend setting up a living trust instead of a will. A will can be contested in probate court, but a living trust enjoys protections against that which wills do not. If you have dependents or even charitable organizations that you want to make sure get regular payouts from your estate long after your death, a living trust can often be the better option. An estate lawyer can give you more information than I can. I also recommend an insurance policy that will cover a closed-casket funeral in full.
This reads like a sideways "leave the bike at home or you'll die" post, but assuming the satirical tone is my own dark-humor brain, it does make sense to have things in order regardless of transportation methods. Fatal car wrecks happen every day.
To clarify, I don't live in a city, I live about 30 minutes outside of one, where almost everything is a 20+ minute drive. And it wouldn't be my main mode of transportation (I couldn't bike to work, I'm uncomfortable walking to my car at night when I get off, there's no way I'd bike home), just quick runs to the closest grocery store, or maybe some trips to the coffee shops that I've noticed I pass while driving to my longer errands.