this post was submitted on 10 Sep 2024
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That's what the concept of insurance is, but health insurance very much does not match the concept.
U.S. healthcare on average is around 2-3x as expensive as countries with socialized healthcare, so if we didn’t have insurance jacking up our prices but also didn’t have insurance for a safety net we can pretend it’s 1/2 to 1/3 the cost of what our procedures cost. A broken bone would still be around $10,000 and if 1/3 of Americans would have to take out a loan for $1000 I’m willing to wager a $10,000 bill would wreck the average person. Other not fun fact is the average American is expected to break 2 bones in their life. The way health insurance works in the U.S. is atrocious but it’s not like if we just got rid of it overnight everyone’s life would be better
I seriously doubt it's only that much, but even if it is, it's the cost of production, not the cost to the end user.
With socialised medicine, you don't pay yourself, that's the fucking point. You pay taxes and the system is payed from everyone's taxes.
I broke my arm last year here in Finland. I think the whole bill for an overnight stay and surgery and all the medications was... around 50 euros. Now ofc that doesn't cover even the cost of a single worker for a few hours, let alone anesthesiologists, surgeons, nurses, physiotherapists, etc. It's just the part I have to pay straight up.
Finland is famously having major problems with public healthcare currently because the costs versus clients relation is too low.