Just extend that to medical care, and we Gucci... How about outlawing punitive deductibles for health insurance?
this post was submitted on 05 Mar 2024
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Would this push banks to increase interest rates? Mine is already 20% and I've been making my minimum payments.
Idk, I just know banks are schisters who will always find a way to screw the poors.
Probably not. One of the few things people actually look at with credit cards is the interest rate. If one bank raises their rate, they risk losing customers to another bank which is willing to settle for making insane profits, rather than ludicrous ones. Fees like the overdraft ones being limited are a sneaky way to push those profits to plaid, because the suckers using those cards never stop to look at and shop those fees.
they'll just charge 40% interest on that late fee.
And then drop your credit score 120 points for a single missed payment. That's the problem with credit cards that needs to be fixed.
Yes but still won't keep late payments from potentially wrecking your credit.
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