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PC Hardware makers/sellers think about saving every last penny they can, to improve and maintain their profit margins.
Cell phone makers/sellers don't have that same requirement as much, as cell phones can be sold or be subsidized for with higher profit margins, so they can feel more relaxed with including more features.
Finally, it may just come down to cell phone OS companies Google and Apple pressuring cell phone makers to include that hardware, where there is no equivalent organizations for PC Hardware makers.
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Also fingerprint unlock missing would probably be a big no-no for most people even in budget class.
Why I would agree with that in the past, these days I would disagree.
People are not happy about having to do 2FA and such to login (people tend to gravitate towards simplicity), so they are looking for that same feature that they have by default on their phone that helps them simplify the login process, on their computers, moreso now.
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